@font-face{font-family:Editorial;src:local('Georgia')}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:#faf9f5;color:#182e34;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.55}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button,summary{cursor:pointer}button{border:0}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #b39455;outline-offset:5px}h1,h2,h3,p{margin:0}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.12;letter-spacing:-1.7px}h2{font-size:44px}em{font-weight:400;color:#a88c54}header{height:104px;display:flex;align-items:center;justify-content:space-between;padding:0 5.2%;background:#faf9f5;position:sticky;top:0;z-index:20;border-bottom:1px solid 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@media(max-width:1000px){header{padding:0 4%;height:85px}nav{gap:17px;font-size:11px}.header-cta{font-size:10px;padding:12px;gap:12px}.hero-copy{padding:46px 7%}.hero h1{font-size:47px}.hero-bottom{font-size:6px;flex-direction:column}.hero{min-height:610px}.hero-copy>p{font-size:13px}.hero .button{font-size:11px;padding:15px;gap:16px}.visual-card{left:22px;width:270px;padding:23px}.section{padding:58px 5%}h2{font-size:36px}.calc-inputs{padding:30px 24px}.calc-result{padding:30px 24px}.approach,.trust,.quiz-section{gap:40px}.perspective-grid{grid-template-columns:1fr 1fr}.perspective-grid .text-link{justify-self:start}.principles-end{display:none}.faq{gap:35px}}
@media(max-width:680px){html{scroll-padding-top:80px}body{font-size:16px}header{height:75px;padding:0 5%}.brand{font-size:29px;gap:9px}.brandmark{font-size:30px;line-height:37px;width:36px}.brand small{font-size:6px;letter-spacing:1.7px;margin-top:7px}nav{display:none}.header-cta{font-size:10px;min-height:40px;gap:12px;padding:10px 12px}.header-cta>span{font-size:16px}.hero{grid-template-columns:1fr;min-height:0}.hero-copy{padding:37px 6% 28px}.hero .eyebrow{font-size:8px;margin-bottom:20px}.hero h1{font-size:clamp(43px,10.8vw,60px);line-height:1.07}.hero-copy>p{font-size:14px;line-height:1.65;max-width:350px;margin:21px 0}.hero .button{font-size:12px;padding:16px 18px;min-height:52px}.hero-note{font-size:9px;margin-top:12px}.hero-bottom{display:none}.hero-visual{height:260px}.hero-visual>img{object-position:center 49%}.photo-caption{top:15px;left:21px;right:21px;font-size:7px}.visual-card{left:21px;bottom:22px;width:240px;padding:16px 20px}.visual-card p{font-size:23px;margin:10px 0 13px}.mini-label{font-size:8px;letter-spacing:1.6px}.visual-card a{font-size:10px;padding-top:8px}.photo-index{font-size:6px;bottom:14px;right:13px}.principles{padding:19px 5%;gap:14px;font-size:9px;justify-content:space-between}.principles b{display:block;font-size:12px;margin:0 0 2px}.section{padding:42px 6%}.eyebrow{font-size:8px;letter-spacing:1.5px;margin-bottom:16px}h2{font-size:32px;letter-spacing:-1.1px}.section-heading{display:block;margin-bottom:25px}.section-heading>p{margin-top:18px;font-size:12px;line-height:1.65}.section-heading>p br{display:none}.calc-layout{grid-template-columns:1fr}.calc-inputs{padding:24px 20px}.range-group{margin-bottom:23px}.range-group label{font-size:12px;flex-wrap:wrap;gap:7px;margin-bottom:12px}.range-group output{font-size:21px}.range-ends{font-size:10px}.calc-extra{gap:12px}.calc-extra label{font-size:11px}.assumptions{font-size:11px}.calc-result{padding:25px 22px}.gap-number>span:first-child{font-size:61px}.gap-number>span:last-child{font-size:17px}.result-sub{font-size:12px}.bar-label{font-size:12px}.legend{font-size:10px}.scenario{font-size:12px}.scenario small,.fine{font-size:10px}.calc-result .button{font-size:12px;gap:12px}.perspective{padding-top:29px;padding-bottom:29px}.perspective-grid{display:block}.perspective h2{font-size:30px}.perspective p{font-size:13px;margin-top:18px}.perspective .text-link{margin-top:16px}.approach{display:block}.approach-intro>p{font-size:13px;margin:19px 0}.approach-seal{display:none}.approach-list{margin-top:28px}.approach-list article{padding:19px 0;gap:17px}.approach-list h3{font-size:23px;margin-bottom:9px}.approach-list p{font-size:12px}.trust{display:block;padding-top:33px;padding-bottom:33px}.trust h2{font-size:31px}.trust-copy{margin-top:20px}.trust-copy>p{font-size:13px}.process .section-heading>.text-link{margin-top:20px}.steps{grid-template-columns:1fr 1fr;gap:25px 18px}.steps article>span{font-size:25px}.steps h3{font-size:20px;margin:12px 0 7px}.steps p{font-size:11px}.faq{display:block}.faq h2{font-size:31px;margin-bottom:17px}.faq-list{margin-top:25px}.faq-list summary{font-size:13px;padding-top:16px;padding-bottom:16px}.faq-list details p{font-size:13px}.quiz-section{display:block}.quiz-intro h2{font-size:33px}.quiz-intro>p{font-size:13px;margin-top:20px}.call-note{margin-top:23px}.demo-note{font-size:10px;margin-top:17px}.quiz-panel{margin-top:28px;padding:24px 20px;min-height:350px}#quiz-content h3{font-size:25px}.option{font-size:13px;padding:13px 10px}.quiz-privacy{font-size:10px}.quiz-controls{margin-top:22px}.contact-fields>label{font-size:13px}.contact-fields .check,.contact-note{font-size:12px}.contact-fields input:not([type=checkbox]),.contact-fields select{font-size:16px}.quiz-progress{font-size:11px}footer{padding:32px 6% 91px}.footer-top{flex-wrap:wrap;gap:26px}.footer-top>p{font-size:22px}.footer-top>div{flex-direction:row;flex-wrap:wrap;font-size:11px;gap:20px}.footer-bottom{font-size:10px;flex-direction:column;gap:8px;margin-top:25px}.mobile-cta{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:25;padding:17px 6%;min-height:58px;border-top:1px solid #52615c}.cookie-banner{bottom:69px;left:10px;right:10px;padding:17px;flex-wrap:wrap;gap:10px}.cookie-banner>div{flex-basis:100%}.cookie-banner p{font-size:11px}.cookie-banner button{flex:1;font-size:11px}.legal h1{font-size:35px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.layout-banner{padding:12px 5.2%;background:#e7d8b8;color:#263932;display:flex;gap:22px;align-items:center;border-bottom:1px solid #c5ad77}.layout-banner strong{font-size:10px;letter-spacing:1.2px;white-space:nowrap}.layout-banner span{font-size:11px;line-height:1.55}.placeholder-label{font:600 9px/1.6 Arial!important;letter-spacing:1.1px;color:#8a713f!important;margin:0 0 15px!important}.trust .placeholder-label{color:#d8c18e!important}.partner-placeholders{display:grid;gap:0;margin:0 0 20px;border-top:1px solid #53625e}.partner-placeholders>div{padding:12px 0;border-bottom:1px solid #53625e;display:flex;justify-content:space-between;align-items:center;gap:15px}.partner-placeholders strong{font:18px Georgia}.partner-placeholders small{font-size:9px;color:#c2cfc9}@media(max-width:680px){.layout-banner{padding:12px 6%;display:block}.layout-banner strong{display:block;font-size:9px;margin-bottom:5px}.layout-banner span{display:block;font-size:10px}.partner-placeholders>div{display:block}.partner-placeholders small{display:block;margin-top:4px}}
.partner-logos{display:grid;grid-template-columns:1fr 1fr;gap:0;margin:0 0 28px;border-top:1px solid #53625e}.partner-logo-item{padding:18px 0;border-bottom:1px solid #53625e;display:flex;flex-direction:column;gap:6px}.partner-logo-item svg{width:auto;height:38px;max-width:180px}.partner-logo-item small{font-size:9px;color:#8ea8a0;letter-spacing:.5px}.trust-reg-note{font-size:12px;color:#b0c4bf;line-height:1.75;border-left:2px solid #c9ad76;padding-left:14px;margin:0 0 18px}.trust-reg-note .reg-icon{color:#c9ad76;font-size:8px;margin-right:5px}@media(max-width:680px){.partner-logos{grid-template-columns:1fr}.partner-logo-item{padding:14px 0}}.testimonials .section-heading{margin-bottom:42px}.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.testi-card{background:#fff;border:1px solid #e4e4dc;padding:30px 26px;display:flex;flex-direction:column;gap:18px}.testi-stars{color:#c9ad76;font-size:14px;letter-spacing:2px}.testi-text{font-size:13px;line-height:1.8;color:#3d4b49;flex:1;font-style:italic;margin:0}.testi-footer{display:flex;align-items:center;gap:14px;margin-top:auto;padding-top:18px;border-top:1px solid #e4e4dc}.testi-initial{width:40px;height:40px;border-radius:50%;background:#173039;color:#c9ad76;font-family:Georgia,serif;font-size:18px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.testi-footer strong{font-size:13px;font-weight:600;display:block;color:#182e34}.testi-footer span{font-size:10px;color:#7a8a87;margin-top:3px;display:block}@media(max-width:900px){.testi-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.testi-grid{grid-template-columns:1fr}}.testi-footer{background:#fff!important;color:#182e34!important}.testi-footer strong{color:#182e34!important}.testi-footer span{color:#7a8a87!important}
/* Readable accents on light surfaces; retain light gold on dark surfaces. */
:root { --gold-ink: #786036; --muted-ink: #52635c; }
em, .brandmark, .brand-dot, .principles b, .approach-seal > span,
.approach-list article > span, .steps article > span, .call-note > span,
.faq-list summary::after, .success-icon { color: var(--gold-ink); }
.range-ends, .result-sub, .scenario small, .fine, .principles-end,
.assumptions, .quiz-progress, .back, .quiz-privacy, .approach-seal small,
.placeholder-label, .quiz-intro > p, .call-note p { color: var(--muted-ink); }
.placeholder-label { font-size: 10px !important; color: var(--muted-ink) !important; }
.testi-footer span { color: var(--muted-ink) !important; }
.testi-stars { color: var(--gold-ink); }
.hero h1 em { color: #c9ad76; }
.trust h2 em, .trust .eyebrow { color: #d8c18e; }
.trust .text-link { color: #dfc795; }
.brandmark { border-color: var(--gold-ink); }
.hero .brandmark, footer .brandmark, footer .brand-dot { color: #d8c18e; border-color: #d8c18e; }
.partner-logo-item { flex-direction: row; align-items: center; gap: 12px; min-width: 0; padding-right: 12px; }
.bank-symbol { width: 44px; height: 44px; flex: 0 0 44px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid #9a875e; color: #dfc795; border-radius: 8px; background: #203d44; }
.partner-logo-item .bank-symbol svg { width: 30px; height: 30px; }
.bank-copy { min-width: 0; }
.bank-copy strong { display: block; font-size: 14px; line-height: 1.3; color: #fff; }
.bank-copy small { display: block; margin-top: 6px; color: #c8d5ce; line-height: 1.5; font-size: 10px; }
.menu-toggle { display: none; }
.mobile-nav-cta { display: none; }
@media(max-width: 680px) {
 header { position: sticky; }
 header .header-cta { display: none; }
 .menu-toggle { display: inline-flex; min-width: 80px; min-height: 44px; padding: 10px 12px; gap: 8px; align-items: center; justify-content: center; color: #173039; background: transparent; border: 1px solid #99a39b; border-radius: 4px; font-size: 12px; }
 #primary-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; padding: 12px 5% 18px; background: #faf9f5; border-bottom: 1px solid #c5cec5; box-shadow: 0 12px 20px #10272f15; flex-direction: column; gap: 0; max-height: calc(100dvh - 75px); overflow-y: auto; }
 #primary-nav[data-open="true"] { display: flex; }
 #primary-nav a { display: flex; align-items: center; min-height: 48px; font-size: 14px; border-bottom: 1px solid #e1e4dc; }
 #primary-nav .mobile-nav-cta { color: #173039; font-weight: 700; }
 .partner-logo-item { gap: 14px; }
}
@media(prefers-reduced-motion: reduce) { #primary-nav { scroll-behavior: auto; } }

/* Bank names: continuous text, without individual badges or tiles. */
.trust-copy{min-width:0}.bank-marquee{margin:0 0 24px;min-width:0}.bank-marquee-heading{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:17px;color:#d8c18e;font-size:9px;font-weight:600;letter-spacing:1.7px}.bank-motion-toggle{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:8px 0 8px 12px;background:transparent;color:#cad3d0;font-size:11px;font-weight:400;letter-spacing:0;white-space:nowrap}.bank-motion-toggle span{font-size:13px}.bank-marquee-viewport{overflow:hidden;min-width:0;padding:8px 0 14px;mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent)}.bank-marquee-track{display:flex;width:max-content;animation:klarwert-bank-scroll 38s linear infinite;will-change:transform}.bank-marquee-group{display:flex;align-items:center;gap:44px;flex-shrink:0;margin:0;padding:0 44px 0 0;list-style:none}.bank-marquee-group li{margin:0;padding:0;border:0;background:none;box-shadow:none;border-radius:0;font:25px/1.4 Georgia,'Times New Roman',serif;color:#fff;white-space:nowrap}.bank-marquee-group li:nth-child(5){font-family:Arial,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-spacing:-1px}.bank-marquee-note{font-size:10px!important;line-height:1.7!important;color:#c8d5ce!important;margin-top:12px!important;max-width:470px}.bank-marquee[data-paused="true"] .bank-marquee-track,.bank-marquee:hover .bank-marquee-track,.bank-marquee:focus-within .bank-marquee-track{animation-play-state:paused}@keyframes klarwert-bank-scroll{to{transform:translateX(-50%)}}@media(max-width:680px){.bank-marquee-group{gap:32px;padding-right:32px}.bank-marquee-group li{font-size:23px}.bank-marquee-heading{margin-bottom:8px}.bank-marquee-note{font-size:11px!important}}@media(prefers-reduced-motion:reduce){.bank-marquee-track{animation:none;transform:none;will-change:auto}.bank-marquee-group[aria-hidden="true"]{display:none}.bank-marquee-viewport{overflow-x:auto;mask-image:none;padding-bottom:12px}.bank-motion-toggle{display:none}}

/* Keep CTA arrows aligned and independent of platform emoji fonts. */
.button{max-width:100%;white-space:normal;text-align:left;}
.cta-arrow{display:inline-flex;align-items:center;justify-content:center;flex:0 0 20px;width:20px;height:20px;line-height:1;}
.cta-arrow svg{display:block;width:20px;height:20px;flex:none;}
@media(max-width:680px){
 .hero-copy>.button{align-self:stretch;width:100%;gap:16px;min-height:54px;}
 .button{align-items:center;gap:16px;}
 .mobile-cta{width:100%;max-width:none;min-height:58px;padding-bottom:calc(17px + env(safe-area-inset-bottom,0px));}
 body{padding-bottom:calc(58px + env(safe-area-inset-bottom,0px));}
}